Whispering Oaks is located in Palatka, FL, the “Gem City” of St. Johns. Located along the St. John’s river, Palatka has a large downtown business district, a beautiful waterfront park, and many historic and cultural sites. Palatka also hosts many wonderful festivals and events. Palatka, FL is known for that old Florida charm. Celebrate Florida’s heritage at the Florida Azalea Festival, St. Johns River Catfish Festival, Blue Crab Festival or Bostwick Blueberry Festival, and bass fishing along the river. The leasing team is available to assist you in finding your perfect new home!