Refinance and purchase programs designed to fit your needs. Our commitment to you the customer, is saving you money on your manufactured home loan with our highly competitive rates and flexible repayment terms.We offer a variety of financing options. Credit Human is a compassionate group of federally registered loan originators with decades of experience in manufactured home lending. Our carefully crafted programs and detailed educational materials allow our customers to make informed loan choices addressing the need for honest and personalized financing solutions for a manufactured home. Our lending focuses on home only transactions where land is not used for collateral.